Rates in Guyana, with dates
Every figure the calculators use, exactly as published, with the day it was checked and where it came from. Reviewed 24 Sep 2026.
Vehicle loans
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Baroda (Guyana) | Vehicle loan10% for personal use, 12% for commercial use; contribution 10% for new or reconditioned vehicles, 25% for second-hand (30% elsewhere on the site); maximum G$20M; second-hand vehicles up to G$1.5M and registered in Guyana no more than 3 years; the rate card lists 'Car Loan 12.50%'. | 10.0%10.0% to 12.5% | max 48 months | 24 Sep 2026 | bankofbaroda.gy | reported | |
| Citizens Bank Guyana | Vehicle loanRate by year of manufacture, reducing balance; equity not lower than 30%; no prepayment penalty | 9.5% to 13.0% | up to 5 years by vehicle age | 24 Sep 2026 | citizensbankgy.com | checked on the source | |
| Demerara Bank | Vehicle Loan, newest classFour tiers on the reducing balance: 11% (10% to 15% down, 6 to 8 years, up to $10M); 12.5% (20% down, 5 years, up to $10M); 13.5% (30% down, 4 years, up to $10M); 14% (40% down, 3 years, up to 60% of the value). | 11.0%11.0% to 14.0% | 6 to 8 years (newest) down to 3 years (oldest) | 24 Sep 2026 | demerarabank.com | checked on the source | |
| GBTI | Auto Loan'Up to 85% financing. Rates from 6.99%. Terms up to 8 years' (new and used); illustrative current rate 6.2% for 3 years | 6.99% | up to 8 years | 24 Sep 2026 | gbtibank.com | checked on the source | |
| GPSCCU | Secured loan (incl. vehicle)'A maximum of $5,000,000 at 1% on the reducing balance'; the 2021 annual report confirms 1% a month, so 12% a year before compounding; dealer vehicles from 2016, private sales from 2014. | 12.0% | 24 Sep 2026 | mygpsccu.com | checked on the source | ||
| Republic Bank (Guyana) | Retail Loan used as vehicle loanNo separate vehicle card; 'Duration of motor vehicle loans benefit from a tiered system depending on year of manufacture'; equity 0 to 25% | 5.0% to 15.0% | G$15,000 | 24 Sep 2026 | republicguyana.com | checked on the source |