Rates in Guyana, with dates
Every figure the calculators use, exactly as published, with the day it was checked and where it came from. Reviewed 24 Sep 2026.
Savings accounts
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Baroda (Guyana) | Savings Bank accountRate in force since 11 February 2013; interest paid twice a year, in April and October. | 1.0% | 11 Feb 2013 | bankofbaroda.gy | checked on the source | ||
| Bank of Guyana | Small savings rate (average of commercial banks)Statistical Abstract, Tables 4.1 and 4.2; unchanged at 0.81% since 2022. | 0.81% | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | ||
| Citizens Bank Guyana | Jackpot SavingsOn balances of $3,000 and over; Golden Grand (60+) and Junior Savers 0.85% on minimum quarterly balance of $1,000, credited twice yearly; Excel 0.15% (min $200,000) | 0.6% | G$3,000 | 24 Sep 2026 | citizensbankgy.com | checked on the source | |
| Demerara Bank | Statement SavingsInterest paid end of April and October; Visa debit card fee GYD 1,000 | 0.35% | G$2,000 | 24 Sep 2026 | demerarabank.com | checked on the source | |
| GBTI | Statement SavingsRate read from the page's counter widget, which displays 0% on screen; interest quarterly on the minimum balance; Primelife (seniors) and children's accounts 0.9%. | 0.5% | G$5,000 | 24 Sep 2026 | gbtibank.com | reported | |
| GPSCCU | Ordinary Savings (compulsory share savings)No rate is set in advance: the dividend is declared at the annual general meeting after the accounts are audited. The last one declared was 2% for 2021 and 2022 together ($95.8 million in all, adopted in September 2024), roughly 1% a year on members' ordinary savings. Minimum balance $5,000; minimum contribution $1,000 a month. | not published | G$5,000 | 24 Sep 2026 | mygpsccu.com | unconfirmed | |
| New Building Society | Deposit AccountOpen with $10,000, keep $5,000; interest credited 30 June and 31 December; matches the Bank of Guyana's figure (1.40%). | 1.4% | G$10,000 | 24 Sep 2026 | nbsgy.com | checked on the source | |
| New Building Society | Five Dollar Shares AccountOpen $10,000, maintain $5,000; half-yearly | 1.5% | G$10,000 | 24 Sep 2026 | nbsgy.com | checked on the source | |
| New Building Society | Save & Prosper AccountOpen $250,000, maintain $100,000; quarterly on the 15th of Mar/Jun/Sep/Dec; penalty of one month's interest if no notice | 2.75% | one month notice to withdraw | G$250,000 | 24 Sep 2026 | nbsgy.com | checked on the source |
| Republic Bank (Guyana) | Optimizer savingsBelow GY$1M 0.40%; GY$1M to 9,999,999 0.50%; GY$10M+ 0.55%; minimum daily balance, paid monthly | 0.5%0.40% to 0.55% | G$100,000 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | RightStart (under 19)'Current rate: 1.00%' on minimum monthly balance of $1,000 | 1.0% | G$1,000 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | Savings Plus0.50% on minimum monthly balance of GY$50,000 and over, nil below; paid monthly; GY$70 ATM withdrawal, GY$300 counter withdrawal | 0.5% | G$50,000 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | TimeSaver savingsGY$5,000+ 0.50%; GY$100,000 to 999,999 0.49%; GY$1M+ 0.54%; minimum quarterly balance, paid quarterly | 0.5%0.49% to 0.54% | G$5,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
Fixed deposits
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Baroda (Guyana) | Fixed deposit 181 days and aboveThe rate card gives 1.25% for recurring deposits (since 25 June 2015), while the recurring deposit and Monthly Income Plan pages say 3.50% (12 to 36 months) and 3.75% (36 to 60 months); the bank's pages disagree. | 1.25% | 181 to 364 days, and 1 year and above | G$100,000 | 11 Feb 2013 | bankofbaroda.gy | reported |
| Bank of Baroda (Guyana) | Short deposit 91 to 180 daysTerm deposit minimum G$100,000 (product page) | 1.0% | 91 to 180 days | G$100,000 | 11 Feb 2013 | bankofbaroda.gy | checked on the source |
| Bank of Guyana | Average 12-month time deposit rate (commercial banks)Statistical Abstract, Table 4.2, July 2026. | 1.03% | 12 months | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | |
| Bank of Guyana | Average 3-month time deposit rate (commercial banks)Statistical Abstract, Table 4.2, July 2026. | 0.78% | 3 months | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | |
| Bank of Guyana | Average 6-month time deposit rate (commercial banks)Statistical Abstract, Table 4.2, July 2026. | 0.94% | 6 months | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | |
| Citizens Bank Guyana | Certificate of Deposit 90 / 180 / 365 days90 days 0.75% (min $50,000); 180 days 0.85% (min $50,000); 365 days 0.95% (min $100,000); 'All interest rates are negotiable and guaranteed to maturity' | 0.95%0.75% to 0.95% | 90 to 365 days | G$50,000 | 24 Sep 2026 | citizensbankgy.com | checked on the source |
| Demerara Bank | Term Deposit 3 / 6 / 12 months3 months 1.00%, 6 months 1.10%, 12 months 1.25%; no interest if broken before maturity; Money Market 0.50% (monthly) / 0.75% (premium), min $1,000,000 | 1.25%1.00% to 1.25% | 3 to 12 months | G$100,000 | 24 Sep 2026 | demerarabank.com | checked on the source |
| GBTI | Fixed Deposit 3 / 6 / 12 months3 months 0.75%, 6 months 0.8%, 12 months 0.85%; Special Investment Account 30 or 91 days: 0.5% monthly, 0.55% quarterly; minimum not stated. | 0.85%0.75% to 0.85% | 3 to 12 months | 24 Sep 2026 | gbtibank.com | reported | |
| Republic Bank (Guyana) | Certificate of Deposit 12 months | 1.0% | 12 months | G$100,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
| Republic Bank (Guyana) | Certificate of Deposit 24 months | 1.1% | 24 months | G$100,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
| Republic Bank (Guyana) | Certificate of Deposit 3 monthsGYD CDs; opening amount GY$100,000 | 0.55% | 3 months | G$100,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
| Republic Bank (Guyana) | Certificate of Deposit 36 months | 1.2% | 36 months | G$100,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
| Republic Bank (Guyana) | Certificate of Deposit 6 months | 0.85% | 6 months | G$100,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
Personal loans
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Baroda (Guyana) | Personal loanUp to 24 times net salary; the rate card says 18.00% (since 1 January 2020) while the page's own example uses 20%; the bank's pages disagree. | 12.0% to 14.0% | max 36 months | G$300,000 | 24 Sep 2026 | bankofbaroda.gy | reported |
| Citizens Bank Guyana | Unsecured personal loanReducing balance; assignment of salary; secured personal loans 'competitive rates', max 5 years; home equity 9.50% | 18.5% | max 1 year | 24 Sep 2026 | citizensbankgy.com | checked on the source | |
| GBTI | Personal LoanAmount GYD 50,000 to 3,000,000; 'No collateral required for smaller amounts'; illustrative current rate 8.5% for 3 years | 8.0% to 14.0% | 6 months to 5 years | G$50,000 | 24 Sep 2026 | gbtibank.com | checked on the source |
| GPSCCU | Guarantor and Character loans1% per month on reducing balance; guarantor loan up to 3x Ordinary Savings; character loan up to 75% of Ordinary Savings; first loan after 6 monthly contributions, max $300,000; unsecured max $300,000 | 12.0% | 24 Sep 2026 | mygpsccu.com | checked on the source | ||
| IPED | Micro and small business loansIPED's product brochures (December 2022, still linked from its loans page) give the rates, all on the reducing balance: micro loans up to $2M, 36% down to 12% a year depending on loan size and how much cash collateral you put up; market vending loans up to $500,000 work out at 36% (3% a month); small and medium business loans up to $7.5M (vending, fishing, logging, mining, transport) 24%; poultry 20%; crop and livestock loans 14.75% with a single balloon repayment or 24% with regular instalments. Processing fee 1% (minimum $4,000, capped at $75,000 on most business loans; a flat $5,000 for market vending); legal fees 2% to 3.5% where property or vehicles are pledged; revenue stamps 0.1%. Loans from $40,000; bill of sale under $2M, mortgage at $2M and above. Lends to businesses, not households. | 12.0% to 36.0% | G$40,000 | 24 Sep 2026 | ipedgy.com | reported | |
| Republic Bank (Guyana) | Retail Loan (personal, incl. personal-use vehicle)Guide rates only; equity 0 to 25%; fee 1% of loan (min $6,000, max $55,000); unsecured loans max 2 years; vehicle term tiered by year of manufacture; life and disability cover compulsory | 5.0% to 15.0% | G$15,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
Vehicle loans
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Baroda (Guyana) | Vehicle loan10% for personal use, 12% for commercial use; contribution 10% for new or reconditioned vehicles, 25% for second-hand (30% elsewhere on the site); maximum G$20M; second-hand vehicles up to G$1.5M and registered in Guyana no more than 3 years; the rate card lists 'Car Loan 12.50%'. | 10.0%10.0% to 12.5% | max 48 months | 24 Sep 2026 | bankofbaroda.gy | reported | |
| Citizens Bank Guyana | Vehicle loanRate by year of manufacture, reducing balance; equity not lower than 30%; no prepayment penalty | 9.5% to 13.0% | up to 5 years by vehicle age | 24 Sep 2026 | citizensbankgy.com | checked on the source | |
| Demerara Bank | Vehicle Loan, newest classFour tiers on the reducing balance: 11% (10% to 15% down, 6 to 8 years, up to $10M); 12.5% (20% down, 5 years, up to $10M); 13.5% (30% down, 4 years, up to $10M); 14% (40% down, 3 years, up to 60% of the value). | 11.0%11.0% to 14.0% | 6 to 8 years (newest) down to 3 years (oldest) | 24 Sep 2026 | demerarabank.com | checked on the source | |
| GBTI | Auto Loan'Up to 85% financing. Rates from 6.99%. Terms up to 8 years' (new and used); illustrative current rate 6.2% for 3 years | 6.99% | up to 8 years | 24 Sep 2026 | gbtibank.com | checked on the source | |
| GPSCCU | Secured loan (incl. vehicle)'A maximum of $5,000,000 at 1% on the reducing balance'; the 2021 annual report confirms 1% a month, so 12% a year before compounding; dealer vehicles from 2016, private sales from 2014. | 12.0% | 24 Sep 2026 | mygpsccu.com | checked on the source | ||
| Republic Bank (Guyana) | Retail Loan used as vehicle loanNo separate vehicle card; 'Duration of motor vehicle loans benefit from a tiered system depending on year of manufacture'; equity 0 to 25% | 5.0% to 15.0% | G$15,000 | 24 Sep 2026 | republicguyana.com | checked on the source |
Mortgages
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Baroda (Guyana) | Housing loan, low income group (CH&PA scheme)Family income up to G$100,000/month; max loan G$2M; margin 10%; rate capped at NBS rate; salaried loan max 50x monthly gross salary; total deductions max 60% of gross salary; processing 1% max G$20,000; foreclosure 0.5% per residual year max 3% | 6.8% | max 25 years | 1 Jan 2020 | bankofbaroda.gy | checked on the source | |
| Bank of Baroda (Guyana) | Normal housing loanRate card (since 1 January 2020): up to G$5M 8.50%, G$5M to 10M 10.00%, above G$10M 12.00%; the product page says 6.00% to 8.00%, maximum G$200M, contribution 10% to 25%. Prime lending rate 10.00%. | 8.5%6.0% to 12.0% | max 25 years | 1 Jan 2020 | bankofbaroda.gy | reported | |
| Citizens Bank Guyana | Mortgage tiersUp to $10M 3.5% (low income); up to $20M 3.7%; up to $30M 4.6%; up to $50M 5.0%; over $50M negotiable; up to 100% construction financing; 'No commitment or processing fees' (promo; fee schedule still lists them); low-income and residential pages: 10 to 20% contribution, max 30 years | 3.5%3.5% to 5.0% | up to 35 years | 24 Sep 2026 | citizensbankgy.com | checked on the source | |
| Demerara Bank | Residential Home Loan tiersUp to G$4M 3.5%; G$4,000,001 to 9M 3.7%; 9,000,001 to 15M 4.5%; 15,000,001 to 40M 5%; above 40M 8%. Contribution 10% (low-income and young professional units), 15% (construction, renovation), 20% (purchase). Current promo: 50% off attorney fees, processing and site-inspection fees waived | 3.5%3.5% to 8.0% | 24 Sep 2026 | demerarabank.com | checked on the source | ||
| GBTI | Residential mortgage, standard rate tiers (effective 1 May 2026)Up to $4M 3.5%; $4M to 9M 3.7%; $9M to 20M 4.25%; $20M to 40M 4.75%; $40M to 60M 4.99%; above $60M 5.25% to 6.5% negotiable. GBTI Advantage relationship pricing: 3%, 3.2%, 3.75%, 4.25%, 4.49%, 4.75%. Low-income housing 'as low as 3% up to $30M'; contribution 5 to 10% (low income, young professional) or 10% (residential) | 3.5%3.5% to 6.5% | up to 30 years (illustration) | 1 May 2026 | gbtibank.com | checked on the source | |
| GPSCCU | MortgageSite: up to $15,000,000, rate 'determined based on the size of the loan ... by seeing a loan officer'. The 2021 annual report announced 3.5% to 7% with no down payment required; the current range is not published. | 3.5% to 7.0% | 11 Apr 2021 | mygpsccu.com | reported | ||
| Hand-in-Hand Trust Corporation | Domestic mortgage (as reported to Bank of Guyana)Reported to the Bank of Guyana (Statistical Abstract, July 2026, Table 4.1): domestic mortgages 10.00%, commercial 13.00%, average deposit rate 1.51%, unchanged from 2020 to 2026. The company's own residential mortgage page also lists 10%, and 6.1% for low-income mortgages up to G$8,000,000 (up to 90% financing, 15 years maximum). Processing fee $5,000; vehicle loans up to 80% new or 50% to 70% used, maximum 4 years; equity loans up to 7 years. | 10.0% | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | ||
| New Building Society | Regular mortgage'Regular mortgage rate of 5% a year for loans up to G$30 million', a 5% ceiling set in May 2025 when the limit rose from $20M; interest daily on the reducing balance; variable under the deed; application, credit report and legal fees not priced. Smaller loans can cost less: NBS's notice of rates effective 1 September 2022, still on its website, lists 3.50% up to $4M and 3.75% from $4M to $9M, and NBS said in May 2025 that its other mortgage rates start at 3.50%. The Bank of Guyana puts NBS's average mortgage rate at 4.38% in 2026. | 5.0%3.5% to 5.0% | max 30 years concrete/brick, 15 years greenheart | 24 Sep 2026 | nbsgy.com | reported | |
| Republic Bank (Guyana) | 2026 residential mortgage offer (up to G$60M)Since February 2026 Republic has offered residential mortgages up to $60M at 5%, with no borrowing ceiling; a $20M to $40M mortgage moved from another bank gets 4.7% with no negotiation or attorney fees. Its 2026 mortgage campaign also advertises 3.5% up to $9M and 4.25% over $9M to $20M, the rates of its Low Cost Mortgage package for first-time home owners. Up to 100% financing; up to 40 years or age 70; special conditions apply. The older Easy Home Loan page still shows 6% to 7% by loan-to-value, an application fee of $4,500 (up to $5M) or $6,000 and a negotiation fee of 0.5%. The rate above $60M is not published. | 5.0%3.5% to 5.0% | up to 40 years or age 70 | 24 Sep 2026 | makeithappenloan.com | reported | |
| Republic Bank (Guyana) | Easy Home Loan (standard residential mortgage)6% at LTV/LTC up to 75%; 6.5% above 75 to 85%; 7% above 85%; equity 5%; application fee $4,500 (up to $5M) or $6,000; negotiation fee 0.5% (min $7,000, max $40,000 up to $8M; max $155,000 over $8M) | 6.0%6.0% to 7.0% | up to 40 years or age 70 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | Low Cost Mortgage (first-time home owners up to G$30M)3.50% up to $9M; 4.25% over $9M to $20M; 5% over $20M to $30M; no splitting; equity 5% (land counts); no income ceiling; application fee $4,500, negotiation fee $5,000; no takeovers or refinancing; interest-only moratorium up to 1 year during construction | 3.5%3.5% to 5.0% | minimum 20-year amortisation, repaid before age 65 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | Set for Life home equity loanTotal facilities incl. mortgage not above 80% of market value; no equity; fee 0.5% (min $6,000, max $20,000 up to $8M; max $155,000 over $8M) | 7.5% | minimum 10 years | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Trust Company (Guyana) | MortgageNot published: the site offers 'secured mortgage lending services' with no rate, term or fee. Shown against the Bank of Guyana's average lending rate of 7.70%. | not published | 24 Sep 2026 | trustcompanygy.com | unconfirmed |
Credit cards
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Citizens Bank Guyana | Visa Classic / Gold credit card'1.55% per month; 18.6% per annum on the Average Daily Balance'; limits US$300 to US$5,000 (Classic), US$5,000 to US$50,000 (Gold); annual and late fees 'low' but not quantified | 18.6% | 24 Sep 2026 | citizensbankgy.com | checked on the source | ||
| Demerara Bank | Visa Classic / Gold / Signature credit cardNot published: the site gives the limits (Classic G$100,000 to 500,000; Signature G$1,200,000 to 5,000,000) but no interest rate or annual fee. | not published | G$100,000 | 24 Sep 2026 | demerarabank.com | unconfirmed | |
| GBTI | Visa Classic / Visa Gold credit card'2% monthly on utilized balance' (24% a year before compounding); annual fee US$35 (Classic) or US$50 (Gold); the fee table also shows US$35 and US$25 against the co-applicant, late payment and PIN replacement rows, but the rows do not line up, so which fee is which is unclear; lost card replaced for US$20; minimum payment 1/16 of the balance; limits up to US$5,000 (Classic) and US$10,000 (Gold); no over-limit fees. | 24.0% | 24 Sep 2026 | gbtibank.com | reported | ||
| Republic Bank (Guyana) | Credit cardNot published: Republic Bank's site has no credit card rate page (only the OneCard debit card). For comparison, Citizens charges 18.6% a year and GBTI 2% a month. | not published | 24 Sep 2026 | republicguyana.com | unconfirmed |
Treasury bills
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Guyana | 182-day Treasury billStatistical Abstract, Table 4.1 discount rate, latest column; the Bank of Guyana publishes no 182-day auction result. The first-quarter 2026 bulletin showed 0.99% at the end of March 2026. | 0.99% | 182 days | G$50,000 | 31 Jul 2026 | bankofguyana.org.gy | checked on the source |
| Bank of Guyana | 364-day Treasury billAuction G264 of 14 September 2026 (settled 18 September): a single bid of G$100 million at 1.00% was awarded at 1.00%, and G$3,000 million of the G$3,100 million offered was not awarded. The tender notices for issues G263 and G265 each give the previous issue's average discount rate as 0.990%, a compounded yield of 1.000%. The auction of 17 August 2026 paid 1.10%; the Statistical Abstract for July 2026 (Table 4.1) shows a 1.09% discount rate. | 1.0% | 364 days | G$50,000 | 14 Sep 2026 | bankofguyana.org.gy | checked on the source |
| Bank of Guyana | 91-day Treasury billAuction 780 of 7 September 2026 (settled 11 September): every bid was awarded at a yield of 1.10% and the full G$17,702.4 million offered was taken. The tender notices for issues 780 and 782 each give the previous issue's average discount rate as 1.097%, a compounded yield of 1.100%. Minimum G$50,000 and multiples of it; 20% withholding tax on the discount. | 1.1% | 91 days | G$50,000 | 7 Sep 2026 | bankofguyana.org.gy | checked on the source |
Bank of Guyana and policy rates
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Guyana | Bank RateShown on the Bank of Guyana homepage; unchanged since 2020 (Statistical Abstract, Table 4.1). | 5.0% | 24 Sep 2026 | bankofguyana.org.gy | checked on the source | ||
| Bank of Guyana | Commercial banks' weighted average lending rateStatistical Abstract, Table 4.1, latest 2026 column; the first-quarter 2026 bulletin showed 7.73% at the end of March 2026. | 7.7% | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | ||
| Bank of Guyana | Prime lending rate, arithmetic average of banksStatistical Abstract, July 2026, Table 4.2, July row; down from 8.20% in May 2026. | 8.04% | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | ||
| Bank of Guyana | Weighted average prime lending rate (commercial banks)Shown on the Bank of Guyana homepage; the same value appears in the Statistical Abstract for July 2026 (Table 4.1). | 7.82% | 24 Sep 2026 | bankofguyana.org.gy | checked on the source |
Inflation
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bureau of Statistics | Georgetown CPI, 12-month changeIndex 153.33 (December 2009 = 100), down 0.2% on the month; food up 4.4% and housing up 1.3% over the year. The average rate over the last 12 months is 3.5%. Published 22 September 2026. | 3.6% | 12 months to Aug 2026 | 31 Aug 2026 | statisticsguyana.gov.gy | checked on the source | |
| Bureau of Statistics / Ministry of Finance | 2025 calendar-year inflation (Dec/Dec)Budget 2026 (paragraph 3.35 and Table 3.1) and the Bank of Guyana Annual Report 2025 both give 2.5%; the Bureau's own indices work out to 2.47%. | 2.5%2.47% to 2.50% | Dec 2024 to Dec 2025 | 31 Dec 2025 | finance.gov.gy | checked on the source | |
| IMF / World Bank | 2025 average inflationIMF 2026 Article IV statement, as reported by News Room: 'inflation remained relatively contained at 3.3% before edging higher this year'. The World Bank's figure for 2025 is 3.33%. | 3.3% | 2025 annual average | 31 Jul 2026 | newsroom.gy | reported | |
| Ministry of Finance | 2026 inflation targetBudget 2026, paragraph 5.12: 'an inflation target of 2.5 percent is set for this year'. Prices had already risen 4.3% in the first eight months of 2026 (Georgetown CPI, December 2025 to August 2026). | 2.5% | 2026 | 26 Jan 2026 | finance.gov.gy | checked on the source |
Fees
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Citizens Bank Guyana | Credit fee schedule (application, processing, commitment, late)Application $3,000 (<$500k), $4,000 ($500k to <$10M), $5,000 ($10M+); processing $1,500 / $3,000 / $3,500; commitment 0.25% to 1.0% (low income 0.50%, min $2,000); late fee retail $2,000, low-income mortgage $500; restructure $5,000; MIR letter $2,000; anticipatory interest 6 months if paid off within 1 year, 3 months after | 0.25% to 1.00% | G$1,500 | 24 Sep 2026 | citizensbankgy.com | checked on the source | |
| Demerara Bank | Loan application fee (advances), schedule effective 1 May 2022Up to $3M $3,000; over $3M to $8M $5,000; $8M to $10M $6,000; $10M to $15M $7,000; $15M to $25M $8,000; over $25M $10,000; arrears notification letter $2,000; interest statement $3,000 | not published | G$3,000 | 1 May 2022 | demerarabank.com | checked on the source |