What a person in Guyana can invest in
What exists for a person living here, with prices and rules as published, and the arithmetic behind each.
Read this first
This page lists what exists for a person living in Guyana and shows the arithmetic. It is general information, not a recommendation to buy or sell anything. True Cost is not registered with the Guyana Securities Council and does not give investment advice. Before you invest, speak to a broker or adviser registered with the Council, and confirm every figure with the institution: prices and dividends are from the exchange session dated on this page.
Shares listed in Guyana
Last trade prices and the latest full-year dividend per share from the exchange, as of 24 Sep 2026. The yield is the dividend as a share of the last price, shown only when the last trade is within a year.
| Company | Ticker | Last price | Trade date | Dividend per share | Yield | Source |
|---|---|---|---|---|---|---|
| Banks DIH Holdings Inc.Beverages, food and banking holding | BDH | G$155.00 | 21 Sep 2026 | G$3.002025 | 1.9% | guyanastockexchangeinc.comchecked on the source |
| Caribbean Container IncorporatedPackaging | CCI | G$149.00 | 21 Sep 2026 | G$0.752025 | 0.5% | guyanastockexchangeinc.comchecked on the source |
| Citizens Bank Guyana IncorporatedBanking | CBI | G$388.00 | 29 Dec 2025 | G$8.502025 | 2.2% | guyanastockexchangeinc.comchecked on the source |
| City Jewelers and Pawnbrokers LimitedRetail and pawnbroking | CJL | no trades | no trades | guyanastockexchangeinc.comchecked on the sourceNo trades and no dividend notices. | ||
| Demerara Bank LimitedBanking | DBL | G$279.00 | 21 Sep 2026 | G$4.002025 | 1.4% | guyanastockexchangeinc.comchecked on the source |
| Demerara Distillers LimitedBeverages, rum | DDL | G$297.00 | 21 Sep 2026 | G$2.002025 | 0.7% | guyanastockexchangeinc.comchecked on the source |
| Demerara Tobacco Company LimitedTobacco | DTC | G$3,000.00 | 21 Sep 2026 | G$122.852025 | 4.1%The company's own total for 2025 (bulletin of March 2026); the exchange's 12-month figure is G$139.84. | guyanastockexchangeinc.comchecked on the source |
| Guyana Bank for Trade and Industry LimitedBanking | BTI | G$2,500.00 | 21 Sep 2026 | G$41.002025 | 1.6% | guyanastockexchangeinc.comchecked on the source |
| Guyana Stockfeeds IncorporatedAnimal feed, agriculture | GSI | G$112.00 | 13 Apr 2026 | G$28.722025 | 25.6%Last traded on 13 April 2026; no shares have been offered for sale since 8 June 2026. Under an October 2024 change to the company's articles, shares can be transferred only in blocks of 5,000 or more (a holder of fewer must sell the whole holding). | guyanastockexchangeinc.comchecked on the source |
| Humphrey & Company LimitedRetail | HCL | no trades | G$10.00 | no trades | guyanastockexchangeinc.comunconfirmedNo trades on the exchange. Dividend from the exchange's 12-month total (unchanged since January 2025); no company notice. | |
| J.P. Santos & Company LimitedRetail and pharmaceutical distribution | JPS | G$20.00 | 2 Nov 2015 | G$8.00 | price too old | guyanastockexchangeinc.comunconfirmedDividend from the exchange's 12-month total, no company notice; the last trade was in 2015. |
| Property Holdings IncorporatedProperty | PHI | G$14.00 | 10 Aug 2026 | G$0.16 | 1.1%Dividend from the exchange's 12-month total; no company notice. | guyanastockexchangeinc.comunconfirmed |
| Republic Bank (Guyana) LimitedBanking | RBL | G$540.00 | 21 Sep 2026 | G$12.752025 | 2.4% | guyanastockexchangeinc.comchecked on the source |
| Rupununi Development Company LimitedAgriculture, ranching | RDL | G$500.00 | 21 Sep 2026 | G$0.00 | 0.0%The board approved paying no dividend; the company is loss-making. | guyanastockexchangeinc.comchecked on the source |
| Sterling Products LimitedConsumer goods manufacturing | SPL | G$842.00 | 21 Sep 2026 | G$9.252025 | 1.1% | guyanastockexchangeinc.comchecked on the source |
How buying shares works here
The Guyana Stock Exchange (formerly GASCI) trades once a week, normally on a Monday: 38 sessions in 2026 to 21 September, the latest being Session 1191 on 21 September 2026. All orders go through its four member brokers. You open an account with a broker and deposit the money first; the broker places a limit or at-best order at the next session, and the trade settles within five business days. There is no central depository for shares, so your proof of ownership is the share certificate and the entry in the company's register. The regulator is the Guyana Securities Council.
Beharry Stockbrokers Limited
accepts Guyana residents
GSE member, GSC-registered broker. Tel (592) 227-2526. ebbsec@beharrygroup.com. No published fees or minimum.
Funding: cash or certified cheque in GYD (GSE Rule 7.22)
Guyana Americas Merchant Bank Inc. (GuyAm Bank)
accepts Guyana residents
GSE member; also GSC-registered dealer, underwriter and investment adviser. Claims access to Jamaica Stock Exchange and US markets. Tel (592) 223-5193-5. clientservices@guyambank.com. 'Competitive Fee Structure', no schedule published.
Funding: GYD deposit; email application with scanned ID, TIN, proof of address, proof of income
Hand-in-Hand Trust Corporation Inc.
accepts Guyana residents
GSE member since 2003. Tel (592) 226 9781-4. No published fees or minimum.
Funding: GYD
Trust Company (Guyana) Limited
accepts Guyana residents
GSE member, registrar for public companies, manages the Guyana Unit Trust. Tel (592) 227-2654. trust@trustcompanygy.com. No published fees or minimum.
Funding: GYD
Treasury bills
| Bill | Yield | Minimum | Source |
|---|---|---|---|
| 182-day Treasury billStatistical Abstract, Table 4.1 discount rate, latest column; the Bank of Guyana publishes no 182-day auction result. The first-quarter 2026 bulletin showed 0.99% at the end of March 2026. | 0.99% | G$50,000 | as of 31 Jul 2026 · bankofguyana.org.gy · checked on the source |
| 364-day Treasury billAuction G264 of 14 September 2026 (settled 18 September): a single bid of G$100 million at 1.00% was awarded at 1.00%, and G$3,000 million of the G$3,100 million offered was not awarded. The tender notices for issues G263 and G265 each give the previous issue's average discount rate as 0.990%, a compounded yield of 1.000%. The auction of 17 August 2026 paid 1.10%; the Statistical Abstract for July 2026 (Table 4.1) shows a 1.09% discount rate. | 1.0% | G$50,000 | as of 14 Sep 2026 · bankofguyana.org.gy · checked on the source |
| 91-day Treasury billAuction 780 of 7 September 2026 (settled 11 September): every bid was awarded at a yield of 1.10% and the full G$17,702.4 million offered was taken. The tender notices for issues 780 and 782 each give the previous issue's average discount rate as 1.097%, a compounded yield of 1.100%. Minimum G$50,000 and multiples of it; 20% withholding tax on the discount. | 1.1% | G$50,000 | as of 7 Sep 2026 · bankofguyana.org.gy · checked on the source |
- 1.Treasury bills are issued for a minimum of G$50,000 and multiples of that, in 91-day, 182-day and 364-day maturities. bankofguyana.org.gy
- 2.You bid by sealed tender: one form per bid, in an envelope marked "Tender for Treasury Bills", placed in the tender box at the Bank of Guyana between 8:00 on Monday and 10:00 on Wednesday. Results come out on Thursday and settlement is on Friday. bankofguyana.org.gy
- 3.If you would rather not go to the Bank yourself, your commercial bank can process the bid for you together with the Bank of Guyana. bankofguyana.org.gy
- 4.Bills carry no coupon. You pay less than the face value and receive the face value at maturity; the discount rate is the face value minus the price, divided by the face value, times 365 over the term in days, times 100. bankofguyana.org.gy
- 5.All discount earned on Treasury bills is subject to a 20% withholding tax, and that tax is final: no further income tax is due on it. bankofguyana.org.gy
- 6.At the latest auctions the awarded yield was 1.10% on the 91-day bills (7 September 2026) and 1.00% on the 364-day bills (14 September 2026). Commercial banks took 99% of that 91-day issue; only G$100 million of the G$3.1 billion 364-day issue was sold, all of it to other financial institutions; no private bidder was awarded anything. A small bidder should expect about 1% to 1.1% a year before tax, roughly 0.8% to 0.9% after the withholding. bankofguyana.org.gy
Investing outside Guyana
Regional and international brokers, with what their own pages say about Guyana residents.
JMMB Group
not confirmed
Operates in Jamaica, Trinidad and Tobago, Dominican Republic (and Barbados link). Foreign clients accepted in principle; no Guyana-specific statement.
Funding: bank reference or six months of foreign bank statements required for foreign clients
Sagicor Investments
not confirmed
Jamaican firm. Its page says online account opening is "coming soon" and asks you to contact a wealth advisor; it says nothing about clients living outside Jamaica. Its Sigma unit trusts start at JM$500 or US$50.
NCB Capital Markets
not confirmed
'The minimum amount required to open an account varies based on product.' FAQ quotes a 15% CARICOM withholding rate for overseas residents, so CARICOM clients are contemplated.
Funding: cash lodgement at NCB Jamaica branches
First Citizens Investment Services
not confirmed
Could not be checked: the site blocks visitors from Guyana and no archived copy exists.
Bourse Securities Limited
not confirmed
Trinidad broker. Local shares from TT$10,000 (commission 1.5% on the first TT$50,000); US shares through its BourseTrader service from US$5,000, US$8 a trade plus 0.5% of its value. Asks for two photo IDs (its examples are Trinidad and Tobago documents), proof of address and a job letter; nothing about clients living outside Trinidad and Tobago.
Funding: account must be prefunded before buying
Republic Wealth Management Limited
not confirmed
TTSE 'TOP' online account; no non-resident statement. invest@rfhl.com, 868-625-3617.
Funding: deposit to RWML account at a Trinidad bank; prefunded trades
GTM Group of Insurance Companies
does not accept Guyana residents
Guyanese insurer (life, health, fire, pensions and annuities). Not a broker, not GSC-registered.
Interactive Brokers LLC
accepts Guyana residents
Guyana is on its list of available countries. Deposits by wire, cheque or bank transfer; it refuses cash and generally rejects money sent by someone else. Wise is no help: Guyana residents cannot hold money with Wise.
Funding: USD bank wire
Charles Schwab International
does not accept Guyana residents
Choosing Guyana on its country page gives 'Schwab currently cannot open accounts for residents of your country/region' (archived copies from December 2025 and January 2026; the live site blocks visitors from Guyana).
Firstrade
does not accept Guyana residents
27 eligible countries and territories listed (7 May 2026); Guyana absent.
Minimum: US$0
Funding: wire
eToro
does not accept Guyana residents
Guyana is on eToro's list of countries where its services are not available.
Trading 212
does not accept Guyana residents
Four entities' country lists; Guyana absent (French Guiana appears under the EU entity).
Webull Financial LLC
does not accept Guyana residents
Requires US permanent residency or accepted visa, SSN or ITIN, US residential address.
Robinhood
does not accept Guyana residents
US residential address, SSN and US status required.
Saxo
does not accept Guyana residents
42 serviced countries, mostly in Europe, the Gulf and Asia; none in the Caribbean or Latin America, and Guyana is not listed.
Swissquote Bank Ltd
not confirmed
No published exclusion of Guyana; 'all other countries' onboard by video ID with a CHF 500 minimum (about US$604 in September 2026), but the authorised first-deposit country list omits Guyana.
Minimum: US$604
Funding: wire from a bank account in the client's own name and country of residence; Wise excluded
Fidelity International
not confirmed
The site blocks visitors from Guyana and the archived copy is empty. Its retail arms serve specific countries (the UK, Ireland, Germany, Hong Kong, Singapore, Japan and Taiwan); there is no Guyana site.
Vanguard
does not accept Guyana residents
'intended to be made available to U.S. residents'. Its sites for South America and for offshore investors serve only institutions and qualified investors, not individuals.
Tax notes
- Gains on shares of public companies listed on the Guyana Stock Exchange carry no capital gains tax and are not counted as income (Capital Gains Tax Act, section 8(2)). Gains on other assets are taxed at 20%, or as income when the asset is held under 12 months. gra.gov.gy
- Dividends paid by a company resident in Guyana reach a resident individual with no withholding tax and no income tax. gra.gov.gy
- Interest on savings accounts carries a 20% withholding tax once a person's total interest for the year passes G$10,000 (below that, nothing is withheld), and the discount on Treasury bills always carries 20%. Where the 20% is withheld, it is a final tax. gra.gov.gy
- Dividends and interest earned outside Guyana are taxable here as they arise, with only partial credit for the foreign tax paid. The United States has no tax treaty with Guyana, so US dividends lose 30% at source and only part of that is creditable. irs.gov
- Treaties with the United Kingdom (in force since 1992) and Canada (signed 1985) apply to income from those countries. gov.uk
- Under the CARICOM double taxation agreement, dividends from a company in another member state are taxed only in that state, at zero percent, and interest at no more than 15%. caricom.org
What steady contributions could grow to
Your numbers
An assumption you choose, not a forecast.
The Georgetown consumer price index by default; used for the value in today's money.
Putting in G$20,000 a month for 10 years at 5.0% grows to G$3,105,646, worth G$2,180,491 in today's money.
- Ends at
- G$3,105,646
- Worth in today's money
- G$2,180,491
- You put in
- G$2,400,000
- Growth
- G$705,646
Year by year
- Year 1G$245,577
- Year 2G$503,718
- Year 3G$775,067
- Year 4G$1,060,298
- Year 5G$1,360,122
- Year 6G$1,675,285
- Year 7G$2,006,573
- Year 8G$2,354,810
- Year 9G$2,720,864
- Year 10G$3,105,646