Rates in Guyana, with dates
Every figure the calculators use, exactly as published, with the day it was checked and where it came from. Reviewed 24 Sep 2026.
Credit cards
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Citizens Bank Guyana | Visa Classic / Gold credit card'1.55% per month; 18.6% per annum on the Average Daily Balance'; limits US$300 to US$5,000 (Classic), US$5,000 to US$50,000 (Gold); annual and late fees 'low' but not quantified | 18.6% | 24 Sep 2026 | citizensbankgy.com | checked on the source | ||
| Demerara Bank | Visa Classic / Gold / Signature credit cardNot published: the site gives the limits (Classic G$100,000 to 500,000; Signature G$1,200,000 to 5,000,000) but no interest rate or annual fee. | not published | G$100,000 | 24 Sep 2026 | demerarabank.com | unconfirmed | |
| GBTI | Visa Classic / Visa Gold credit card'2% monthly on utilized balance' (24% a year before compounding); annual fee US$35 (Classic) or US$50 (Gold); the fee table also shows US$35 and US$25 against the co-applicant, late payment and PIN replacement rows, but the rows do not line up, so which fee is which is unclear; lost card replaced for US$20; minimum payment 1/16 of the balance; limits up to US$5,000 (Classic) and US$10,000 (Gold); no over-limit fees. | 24.0% | 24 Sep 2026 | gbtibank.com | reported | ||
| Republic Bank (Guyana) | Credit cardNot published: Republic Bank's site has no credit card rate page (only the OneCard debit card). For comparison, Citizens charges 18.6% a year and GBTI 2% a month. | not published | 24 Sep 2026 | republicguyana.com | unconfirmed |