Rates in Guyana, with dates
Every figure the calculators use, exactly as published, with the day it was checked and where it came from. Reviewed 24 Sep 2026.
Savings accounts
| Institution | Product | Rate or range | Term | Minimum | As of | Source | Confidence |
|---|---|---|---|---|---|---|---|
| Bank of Baroda (Guyana) | Savings Bank accountRate in force since 11 February 2013; interest paid twice a year, in April and October. | 1.0% | 11 Feb 2013 | bankofbaroda.gy | checked on the source | ||
| Bank of Guyana | Small savings rate (average of commercial banks)Statistical Abstract, Tables 4.1 and 4.2; unchanged at 0.81% since 2022. | 0.81% | 31 Jul 2026 | bankofguyana.org.gy | checked on the source | ||
| Citizens Bank Guyana | Jackpot SavingsOn balances of $3,000 and over; Golden Grand (60+) and Junior Savers 0.85% on minimum quarterly balance of $1,000, credited twice yearly; Excel 0.15% (min $200,000) | 0.6% | G$3,000 | 24 Sep 2026 | citizensbankgy.com | checked on the source | |
| Demerara Bank | Statement SavingsInterest paid end of April and October; Visa debit card fee GYD 1,000 | 0.35% | G$2,000 | 24 Sep 2026 | demerarabank.com | checked on the source | |
| GBTI | Statement SavingsRate read from the page's counter widget, which displays 0% on screen; interest quarterly on the minimum balance; Primelife (seniors) and children's accounts 0.9%. | 0.5% | G$5,000 | 24 Sep 2026 | gbtibank.com | reported | |
| GPSCCU | Ordinary Savings (compulsory share savings)No rate is set in advance: the dividend is declared at the annual general meeting after the accounts are audited. The last one declared was 2% for 2021 and 2022 together ($95.8 million in all, adopted in September 2024), roughly 1% a year on members' ordinary savings. Minimum balance $5,000; minimum contribution $1,000 a month. | not published | G$5,000 | 24 Sep 2026 | mygpsccu.com | unconfirmed | |
| New Building Society | Deposit AccountOpen with $10,000, keep $5,000; interest credited 30 June and 31 December; matches the Bank of Guyana's figure (1.40%). | 1.4% | G$10,000 | 24 Sep 2026 | nbsgy.com | checked on the source | |
| New Building Society | Five Dollar Shares AccountOpen $10,000, maintain $5,000; half-yearly | 1.5% | G$10,000 | 24 Sep 2026 | nbsgy.com | checked on the source | |
| New Building Society | Save & Prosper AccountOpen $250,000, maintain $100,000; quarterly on the 15th of Mar/Jun/Sep/Dec; penalty of one month's interest if no notice | 2.75% | one month notice to withdraw | G$250,000 | 24 Sep 2026 | nbsgy.com | checked on the source |
| Republic Bank (Guyana) | Optimizer savingsBelow GY$1M 0.40%; GY$1M to 9,999,999 0.50%; GY$10M+ 0.55%; minimum daily balance, paid monthly | 0.5%0.40% to 0.55% | G$100,000 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | RightStart (under 19)'Current rate: 1.00%' on minimum monthly balance of $1,000 | 1.0% | G$1,000 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | Savings Plus0.50% on minimum monthly balance of GY$50,000 and over, nil below; paid monthly; GY$70 ATM withdrawal, GY$300 counter withdrawal | 0.5% | G$50,000 | 24 Sep 2026 | republicguyana.com | checked on the source | |
| Republic Bank (Guyana) | TimeSaver savingsGY$5,000+ 0.50%; GY$100,000 to 999,999 0.49%; GY$1M+ 0.54%; minimum quarterly balance, paid quarterly | 0.5%0.49% to 0.54% | G$5,000 | 24 Sep 2026 | republicguyana.com | checked on the source |